Virtual cards


Create virtual cards as needed, in real time

Pay with your smartphone online and in store

Also ideal for business trips, temporary employees and unexpected expenses

Visa Commercial Pay - the innovative B2B payment solution

Fast, flexible and secure: With Visa Commercial Pay (VCP), you can easily create virtual purchasing cards for repeat purchases or one-off transactions, based entirely on what you need.
Eliminates the hassle of following up invoices - the use of virtual cards makes it easier to allocate and report expenses. You can also optimise your cash flow, reconcile data and create reports easily.

1. Versatile procurement solution: Virtual cards are ideal for a wide variety of online purchases from suppliers, for office equipment, online advertising and software licences.

2. Mobile payment: The cards can be seamlessly integrated into Apple Pay, Google Pay and other mobile wallets - and are therefore also suitable for paying by smartphone at points of sale.

3. Efficient travel management: Issue virtual cards to your travel agency and limit their use to specific categories, such as hotels and airlines.

Your benefits

Individual security parameters for each card, e.g. period of validity, number of transactions, maximum amount and retailer category as well as Visa token technology for encrypting virtual cards
Simple cost categorisation thanks to additional information displayed on your monthly statement
Central payment management - all business expenses in one single solution
Simple integration of the platform into the major ERP systems (e.g. Abacus, SAP, Dynamics 365, Oracle NetSuite, Sage)
Cards can be linked up with the major expenses management systems (Abacus, Yokoy, Mobilexpense, Rydoo, Edi, Swiss21, SAP Concur)
Comprehensive overview of expenses and budgets thanks to reports which can be configured in a variety of ways
Independent user management and authorisations which can be individually issued for different users
Option to create authorisation processes for cards
The solution is available in CHF, EUR and USD

Do you want to know more?

Your Cornèrcard consultant is at your disposal